Strength. Stability. Integrity.


To apply innovative practices to the management of Local Government
insurance to ensure the protection of Members through stable premiums,
cost containment and spread of risk.

Welcome to Statewide Mutual

Australia’s largest member owned local government self-insurance pool.

We work alongside NSW councils to reduce their exposure to risk and ensure they get the most from our industry leading mutual.


Our large membership base means Members benefit from substantial buying power and spread of risk.


Our Member contributions remain stable, regardless of the amount of collective claims.


Comprised of Member Council representatives our Board goes to great lengths to ensure the mutual acts solely in the interest of Members.

Member Testimonials

  • Statewide Mutual Board Member | General Manager at Blayney Shire Council

    “Blayney Shire Council values an insurance and risk management service that is owned by local government acting in the best interests of local government to support our communities. As a member of Statewide Mutual, we are proud of this successful collaboration of the sector working proactively together to develop and implement best practice risk management strategies which has delivered scale and capacity benefits for councils large and small.”

    Blayney Shire Council
    Rebecca Ryan
  • Statewide Mutual Board Member | HR, Governance & Customer Service Manager at Shoalhaven City Council

    “The spread of risk across the large and diverse membership of the mutual results in premium stability, and provides surety to Council(s) facing ongoing financial sustainability challenges. Being part of the mutual provides great opportunity to learn from other members, and the expert risk management and insurance advice is really unmatched in the industry. There is also great empowerment in members taking an active role in the management of claims and settlement strategies.”

    Shoalhaven City Council
    Melissa McCoy
  • Statewide Mutual Board Member | General Manager at Walcha Council

    Being in a mutual owned and run by its members sees a huge advantage in buying power, allows us to share the risk, and provides premium stability. I personally believe the most significant advantage of being a member is the Risk Management Program. As a General Manager of a small rural council it would be a struggle to resource these programs without Statewide Mutual.

    Walcha Council
    Jack O’Hara
  • Statewide Mutual Board Member | General Manager Central Coast Council | Former General Manager Lismore City Council

    For me, history is important; Statewide exists because no else cared. The big players didn’t want to touch local government in the 1990s because we were seen as high risk. So we came together and created this cooperative to look after ourselves when no one else would.

    Statewide is different because we all own it, we all share in it and we look after each other. It’s about members, not profits.

    For Lismore City Council, Statewide is more than just an insurance provider, they are an active risk management partner who has our interests at heart. Statewide has helped us develop a more robust Business Continuity Plan and we now better understand our business interruption risks and how to manage them.

    Through the Integrity Management Program, we understand our governance challenges a lot better too. The value we receive by being part of the mutual is ever evolving.

    Central Coast Council | Formerly Lismore City Council
    Gary Murphy
  • Statewide Mutual Chairman | Executive Manager Legal & Risk Services at Queanbeyan Palerang Council

    Statewide Mutual’s size and market strength is a great advantage to the membership. It enables the best cover to be obtained at a reasonable price, risk and claims costs are shared across the membership, and our valued services provide comfort and assurance to our Member Councils.

    Queanbeyan Palerang Council
    Bill Warne

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